Meet Our Team

James L. Hancock - Chief Executive Officer
Jim Hancock has held a variety of senior management, sales and investment banking positions since commencing his business career in 1978.  After his graduation from law school, he represented an investment group that purchased ECM Products.  As Vice President of Finance, Mr. Hancock handled the day-to-day operations, successfully leading the turnaround of this pressure vessel manufacturer.  In 1979, Mr. Hancock was appointed President and CEO and directed the company until the investment group sold its interest in 1982.

After serving as Vice President of Sales and Marketing for Resources International, an oil and gas drilling company in Newport Beach, CA, Mr. Hancock formed his own investment management company in 1983.  As CEO of Partner Management Company, Del Mar, CA, Mr. Hancock created investment partnerships and joint ventures for natural gas drilling and real estate.  Under Mr. Hancock’s direction, Partner Management successfully raised and managed over $25 million of invested funds creating an average rate of return of 12% annually.

From 1988 to 1991, Mr. Hancock was President of American Comtel Corporation, a telecommunications management company.  During Mr. Hancock’s tenure, he procured and managed a nationwide government contract valued at $28 million.  From 1992 to 1998, Mr. Hancock served as a private investment banker and consultant to companies in developing sales and marketing strategies.  In 1998, Mr. Hancock became a Principal of Shoreline Partners, LLC, a middle market merger and acquisition company located in San Diego, CA. 

After leaving Shoreline Partners in 2001, Mr. Hancock was appointed Chief Operating Officer and a Board of Director of Global Links Corp., a publicly held company.   The electronic debit card business of Global Links became private in January 2003 and formed an equity venture with Electronic Exchange Systems.  In August 2003, Mr. Hancock assisted in forming an equity partnership with Electronic Exchange Systems and Global Links Corp. into PayCard Corporation and developed a sales and marketing plan for its payroll debit card program.  In 2004, Mr. Hancock was named Chief Operating Officer of Global Links Card Services, a subsidiary of Global Links Corp., where he launched and operated a prepaid Visa and MasterCard program, branded as FastMax Rewards.  While with Global Links, Mr. Hancock launched 32 custom-designed prepaid debit card programs through MetaBank, Sioux Falls, SD.

In 2007, Mr. Hancock was hired by Continuum Payment Solutions, Inc. an international payment processor, as Director of Business Development.  He was responsible for integrating new multi-national companies with virtual payment and Visa/MasterCard payout solutions.  In 2008, Jim became Chief Financial Officer of Club Vivanet, Inc., an international marketing company and operates their payment and acquiring division.

In 2009, Jim launched Global Payout, Inc. to offer management consultant services in prepaid debit cards and electronic wallet products.  Global Payout specializes in managing the launch of custom designed debit cards for marketing and affinity organizations in the U.S.  In addition, Global Payout is developing an international payout platform (eWallet) and an international debit card ready for distribution in the first quarter of 2012. 

Mr. Hancock earned a Juris Doctorate from California School of Law, San Diego, CA and a Bachelors of Business Administration from Southern Methodist University.
Jim served in the Armed Forces and was honorably discharged from the U.S. Army in 1972 holding the rank of E-5.

Gil Hooper – Board Director, Senior Vice President

Gil Hooper was appointed to the Board of Directors in October 2011 and is a Senior Vice-President for Global Payout. Mr. Hooper, an international payments sales and marketing professional, brings with him an extensive resume including international banking, debit card issuing and processing, eWallet systems, cross border remittance and mobile payment applications. He is currently the CEO of Boundless Payment Solutions, Inc. and the Managing Partner of 3G Consulting, both financial systems companies headquartered in San Diego but operating globally. He also is a co-founder and principal partner in a lending organization headquartered in Mexico City called Mi Adelanto and, through the 3G organization, an issuer of debit cards throughout Mexico. He has offices in San Diego, Mexico City and London.

During the early 90's, Mr. Hooper saw an opportunity evolving with a very large and underserved group of consumers in the U.S. and worked with the issuing banks and with Visa® and MasterCard® to develop and process one of the first prepaid debit card programs aimed at the under-banked and disenfranchised within the U.S. market. The prepaid debit card market has since evolved to become a global alternative banking source with millions of users around the world. Mr. Hooper currently advises many of today's leaders in the banking, debit card and the evolving mobile payments industries. He previously held positions with other electronic & global payment platforms, including M2 Systems from 2004 through 2008.

Gil has an MBA from the Northwestern University, Kellogg School of Management.

Joseph Michael Sebo – Chief Financial Officer
A Certified Financial Planner (CFP) since 1986, Mr. Sebo was first registered as a stock broker in 1973. He currently holds a General Securities Series 7 License, a Registered Principal Series 24 License, and Registered Investor Advisor Associate Series 65, as well as a Series 63; and a California Life Insurance License (number 0719759) since 1976.

Past experience includes 14 years with New York Stock Exchange Member firms E.F. Hutton, as well as Prudential-Bache Securities. At E.F. Hutton, Joe Sebo was an assistant manager of a 30-person office and was also training supervisor, training registered representatives and Prudential insurance agents, and later with the Prudential-Bache Brokerage Alliance Program he established a satellite securities office at the Bank of La Costa.

His personal investment experience and experience with his clients include stocks, bonds, exchange traded funds (FTF's), mutual funds, closed-end funds, commodities (gold, silver, pork bellies, live cattle, sugar and lumber); limited partnerships including commercial and residential real estate, motion pictures, oil and natural gas; and, Private Placement experience including real estate, live cattle feeding operations, airline passenger jets, RFID (Radio Frequency Identification), and trash recycling.

Mr. Sebo's clients have included individuals from all walks and stages of life, business owners of many different types of businesses and corporate clients. In his practice he consults with estate planning attorneys, accounting and tax specialists, securities attorneys, life insurance agents, retirement planners and investment bankers.

He is currently registered with R.W. Towt & Associates, a FINRA broker dealer. Under FINRA restrictions and as Global Payout's Chief Financial Officer, he may not advise or transact for clients in regards to Global Payout, Inc. stock.

Joe is a graduate of the U.S. Army N.C.O., school at Fort Benning, Georgia; afterward he served in Viet Nam in reconnaissance and received two Bronze Stars. The Bronze Star Medal is awarded for 'heroic or meritorious achievement or service'.

William Rochfort – Executive Vice President, Sales & Marketing

Bill Rochfort has over 25 years experience that includes executive leadership roles building and growing top-end sales and technical support organizations in network services, SaaS applications, outsourced business services, and professional services. The field environment covered a broad range of national start-ups to global concerns. As Executive Vice-President of Sales and Marketing for Global Payout, Bill is responsible for building and supporting a network of international distributors, master agents, channel partners, and VARS to accelerate the expansion of global sales.

Firms that Bill has directly supported include - Premiere Global Services, Intermedia Communications, Sprint Corporation, Cbeyond and San Diego Gas and Electric Company. Bill was a corporate officer with Intermedia ($1.0B annual revenues) with over 350 direct sales and technical support personnel, and with responsibilities encompassing monthly sales quota for multidiscipline sales environment exceeding $200 million in annual revenue. This included sales responsibility for F100 accounts with international operations. Bill is also a Principal with Realistic Solutions for evaluating wireless healthcare opportunities.

Additionally, Bill has acquired significant global sales, marketing and operational experience in new and established markets for direct, indirect (channel partners), and government divisions. He has extensive experience in developing and managing National Account prospects through strategic account management processes and new technology product development.

Throughout his career, he has received multiple field promotions from National Account Manager to Executive Vice-President.

Bill has an MA in Business Economics from University of California at Santa Barbara.

Michael R. Haefer – Vice President, Program Management

Mr. Haefer has had over 10 years of experience working with ATM/Debit Cards through his consulting work with Star Systems, Inc. Under the STAR network brand, Michael helped launch new services and features instrumental to banks and credit unions. His work on marketing materials, special projects and the day-to-day challenges in today's rapidly changing card industry have positioned him to have a unique perspective on how Global Payout can best meet the needs of the end consumer. By developing value-added services that cardholders really utilize and through his work with the back-office support and operational issues associated with any new product, he is able to make recommendations and develop the procedural aspects of Global Payout's exceptional client support system. With a hands-on approach, Michael believes that every Global Payout client deserves exceptional customer service, and is constantly striving to improve the client and cardholder experience with our company.

Prior to working with the Star Systems, Michael worked for a number of years in the Authorized Dealer Program under SecurityLink from Ameritech, formerly known as National Guardian. Among his accomplishments there was the development and implementation of a new type of incentive, commission based buyout program. Based upon complex algorithms, the Enterprise Program averaged commissions of $200,000 per week as it ‘purchased’ accounts from dealers throughout the United States. Not only did Michael develop the marketing materials, forms, algorithms and associated resources for the program, he was instrumental in the introduction of the program to the marketplace.

Among his other employers, Michael worked for Minnesota Mining and Manufacturing (3M), Weather-Rite and R & M Sales (a small retail chain, headquartered in Minneapolis, MN). At R & M Sales, Michael started as a sales clerk and advanced to Regional Manager within a few years. As a RM, he oversaw the day-to-day operations of multiple store locations, including staff management, inventory and sales activity.

He holds a Bachelor of Arts in History from the University of Minnesota, Minneapolis/St. Paul.

Vincent O'Flaherty, Jr. – Global Account Manager
Mr. O'Flaherty leads Global Payout's efforts to generate and engage qualified sales opportunities and successfully guide clients through the complete sales cycle while concurrently ensuring optimal integration of its customized payment system. The building and on-going maintenance of strong strategic relationships with Global Payout's business clients is a key responsibility.

Mr. O'Flaherty has over 27 years of successful management experience covering a diverse range of industries from healthcare to telecommunications. He provided leadership and direction that successfully established innovative market-driven service delivery systems combining private and public partnerships. In his role as Executive Director of New Beginnings, an international model for collaborative partnerships between public and private institutions serving children and families, he expanded the range of services, developed and tested a comprehensive electronic medical record application and stabilized and expanded revenue production. As Vice President of Operations for a start-up telecommunication company, he designed, implemented and managed a national, multi-state contract. After this success, he moved to Vice President of Sales and Marketing to expand the corporate customer base.

As the first Director of Marketing for The San Diego Center for Children, San Diego's oldest non-profit organization, he designed and implemented a critically needed marketing effort that successfully increased The Center's market presence, expanded service delivery and resulted in improving the financial viability of the overall operation.

Mr. O'Flaherty held numerous positions at Rady Children's Hospital and Health Center over an 18 year span successfully establishing and managing financially viable programs throughout San Diego County.

Vince was honored with a Eureka Fellowship, a peer-nominated award for executives in the non-profit sector; and, he holds a Master's in Social Work from San Diego State University.

Brett Morgan – Chief Technology Officer

Mr. Morgan is a highly experienced IT professional and has an extensive background in executive management, information systems, internet systems, security and disaster recovery. As Global's Chief Technology Officer, Brett is the head of our IT department and manages our systems platforms and interfaces with vendor service providers. He also advises senior management on the internal management of data, back-up and recovery and computer and related hardware.

Mr. Morgan's 26 years of experience in applying computer technology to private and public sector organizations spans both hardware and software development for business applications and internet solutions. Formerly, Brett was the CTO for VirtGame.com managing a team of software designers and developers in developing legally compliant casino and lottery-type games for Global 1000 Gambling Industry companies. Additionally, Brett has held positions at Comp-u-lock Corporation, Solutions Consulting Group, CRS, Inc., Alliance Gaming and SBT Accounting Systems.

Mr. Morgan is also the owner and manager of Innersight Solutions, a computer repair and website provider business located in San Diego, California. Prior to joining Global Payout, Brett has worked on projects ranging from N-Tiered Graphical Web Integration Solutions to small Microsoft Office user interface systems, developing simple user interfaces for complex facilities and document management, Web and Desktop enabled accounting systems, Hardware devices and e-Commerce solutions.

Brett has a Bachelors in Physics with a minor in Astronomy from Sonoma State University, Robnert Park, California.